Accumulator Discription:
(Compare here with Premier - and Supporter plan)
1. REFERRAL BENEFIT: (R68.00)
SDL works on the concept of “word-of-mouth” advertising, or multi level marketing, also commonly known as referral marketing. SDL offers the client the opportunity to start his / her own business simply by referring prospective members to SDL. The highly trained marketing team of SDL will then, on behalf of our client, explain the benefit. On acceptance of membership by the referral, the client’s business network automatically expands by linking the new client to his downline.
Qualifying Remuneration:
A Member is not limited to the number of members he / she may have in his or her 1st level. Remuneration will be paid for every member who is successfully referred to this benefit by word of mouth (referral), and for every member they similarly refer, 7 levels deep. This opportunity has been created to market an outstanding benefit to individuals of all income groups, and create income for many who would normally not be in a position to start their own business.
| Levels |
R/Level |
| 1 | R3.00 |
| 2 | R10.00 |
| 3 | R12.00 |
| 4 | R15.00 |
| 5 | R20.00 |
| 6 | R5.00 |
| 7 | R3.00 |
2. FUNERAL BENEFIT: (R15.24)
(Underwritten by NESTLIFE)
(Read full terms and conditions here)
Overview:
This benefit is only applicable in the Republic of South-Africa (RSA )
A member and his family, where applicable, receive the following comprehensive funeral benefits:
· R10 000.00 for the Principal member & Spouse (aged 18-65);
· R 3 750.00 for Dependant children (aged 14-21);
· R 2 250.00 for dependant children (aged 6-13);
· R 1 500.00 for dependant children (aged 1-5);
· R 750.00 for dependant children (still-born);
· Unlimited number of legal dependant children;
· R 4 000.00 for senior members 66 and 74 years (principal members only)
3. PERSONAL RISK BENEFITS (R24.00)
These benefits below are only applicable in the Republic of South-Africa (RSA )
3.1 ACCIDENTAL DEATH BENEFIT:
(Underwritten by NESTLIFE)
(Read full terms and conditions here)
Overview:
Should the member or the member’s spouse die, as a result of an accident, the principal member or his /her nominated beneficiary will receive this comprehensive benefit.
In the event of death due to an accident of the member or spouse, a lump sum of R45,000.00 is payable to the beneficiary as per application.
The dependant children benefits are based on the following sliding scale:
· 14-21 years – R40 000;
· 7-13 years – R10 000;
· 0 - 6 years – R 5 000.
3.2 TOTAL DISABILITY BENEFIT:
(Underwritten by NESTLIFE)
(Read full terms and conditions here)
Overview:
Should the member or the member’s spouse become totally disabled, as a result of an accident, the member or his spouse will receive this comprehensive benefit.
In the event of total disability due to an accident of the member or spouse, a lump sum of R126 000, 00 is payable to the Principal member or spouse as per application.
The dependant children benefits are based on the following sliding scale:
· 14-21 years – R40 000;
· 7-13 years – R10 000;
· 0 - 6 years – R 5 000.
3.3 IN HOSPITAL CASH BENEFIT:
(Underwritten by NESTLIFE)
(Read full terms and conditions here)
Overview:
The whole family benefits from this plan, but is only available if the member, spouse and/or dependant children are admitted to hospital for 3 days (72 hours) or longer as a result of an accident.
The maximum benefit is R 750.00 per day irrespective of the number of membership (IRM) contracts per family. Benefit will be paid as from day 1 to a maximum unbroken period of 365 days.
3.4 INCOME PROTECTION BENEFIT:
(Underwritten by NESTLIFE)
(Read full terms and conditions here) Overview: This benefit is only available to the Principal member. This benefit commences the moment the principal member becomes temporally disabled, as a result of an accident (if caused by an accident) and experience a loss of income due to such accident
The maximum benefit period for this benefit is 12 consecutive Months.
4. EMERGENCY MEDICAL SERVICES MEMBERSHIP: (R3.00)
(TOLL FREE 0860 905 123)
International dialing code: +27 011 991 822 6
· Emergency telephonic medical advice and information
· Emergency medical responses by road or air to scene of medical emergency
· Emergency medical responses by road or air from scene
· Companionship and/or care of stranded minors
· Repatriation of patient or return of mortal remains
· Specialised travel advice
· Rape Centre of Excellence
5. LEGAL ASSIST MEMBERSHIP: (R0.80)
(TOLL FREE 0860 905 123)
International dialing code: +27 011 991 8226
Product Description
Legal Assist is a 24-hour telephonic advice line manned by qualified and experienced in-house attorneys who provide guidance and information on all legal matters.
Product Benefits
General Legal Advice
General legal advice is offered on criminal offences, fines, debt, contracts, divorce, maintenance, and other related legal advice.
Labour Law Advice
Labour law specialists, who can give advice on the Labour Relations Act, Basic Conditions of Employment Act, Employment Equity Act, Skills Development Act and various legislation which relates to labour affairs such as unfair labour practice, basic wages, are available telephonically.
Motor Accident Advice
Telephonic legal advice can be given to the client at the scene of an accident. This advice relates to all aspects of a motor collision.
The case is managed by the attorney who is assisted by software protocols. Where legal resources are necessary to protect the rights of drivers or injured persons, Europ Assistance SA will appoint the appropriate party in consultation with the client. This service normally relates to court orders for unlawful/unauthorised removal or towing of vehicles by unauthorised operators.
Specialised assistance in accident scene case management is offered, as well as support and assistance relating to all legal matters and claims that follow a collision. These include vehicle damages, repairs, injuries and third party claims, as well as litigation and prosecutions that may follow. Attorneys have access to a comprehensive motor law legal data system.
The Attorney Referral Service is also available for matters such as bail and prosecutions and to protect the rights of the motorists generally.
In an emergency of this nature, a message can be relayed to the client’s next of kin or relevant contact person.
Road Accident Fund
The legal advisors can advise clients on how and where to lodge a claim with the Road Accident Fund, and how to complete the relevant forms. They can also refer a client to a specialist attorney, where necessary.
Attorney referral service
In-house attorneys have access to a national referral panel of practicing attorneys if the client needs to appear in court. The panel of attorneys includes details about the attorney’s area of specialisation, such as criminal, labour, conveyancing, etc. In most areas the client will be offered a choice of attorneys for this referral appointment.
The referral service involves a free initial 30-minute consultation and if required, the practicing attorney can also draft one letter or make one telephone call to a third party. The client can then decide whether or not to continue with the practicing attorney’s services at a fee structure agreed to between the client and the attorney.
Standard Legal Documentation
To further assist the client, Europ assistance SA has put together a number of documents which may be needed by clients. These include:
- A Small Claims Court Kit
- A Child Maintenance Kit
- Domestic Employment Agreements
- Lease Agreements
- Purchase Agreements
- Last Will and Testament
Extensive legal information databases
Jutastat – this package includes: Government Gazette, SA Statutes, SA Law Report & Labour Library.
Butterworth – this package includes: LawSA, Amler Precedent of Pleadings, Commercial & General Law Library, Road Traffic Act & Regulations.
Internet – an important research and information tool
Advisory Board quality control
In addition to standard internal quality control measures, randomly selected voice recorded conversations are submitted to an external, independent Advisory Board consisting of specialist practicing attorneys to evaluate the advice of the in-house attorneys.
6. SDL REWARDS MEMBERSHIP CARD:
A Rewards facility is available to members: Earn Rewards at participating Stores/Partners.
Go to the partners tab to see where you could use your SDL Rewards Card
